More than 57,000 people have taken up Cover-More’s flexible insurance product since it was introduced a year ago, the travel insurer says.

The product offers a “cancel for any reason” add-on clause.

The Zurich-owned specialist says customers have claimed for a range of circumstances not traditionally covered by travel insurance, such as relationship breakdown, denied visas or incorrect passports, changing jobs or revoked leave.

About 34% of payouts were for travel amendments or cancellations, 25% for medical or dental, 20% for lost or stolen luggage, 14% for travel delay and 3% for rental car damage.