The Insurance Council of Australia (ICA) has handed a list of companies offering cover for seniors to the Australian Law Reform Commission.

The commission is holding an inquiry into Commonwealth laws that affect age barriers to work, and had asked whether the insurance industry’s codes of practice should be amended to remove age limitations on policies.

In response, ICA has said restricting the ability of an insurer to determine risk may make it less willing to offer cover and also affect its regulatory obligations (see earlier story).

In the latest submission, ICA details the range of general insurance available for senior Australians.

For example, it says travel insurance is available to seniors from brands owned by Allianz, Chartis, IAG, QBE and Suncorp, while home and contents insurance is provided by Allianz, CommInsure, IAG and Suncorp.

ICA has quietly set up a consumer referral service listing contact details for insurers that provide specific types of cover, such as “seniors’ travel insurance”.

The service started in July and is available at www.findaninsurer.com.au or by calling 1300 884 934.