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Home warranty premium-to-claim ratio just 7%

The Senate inquiry into home warranty insurance has heard the consumer protection policy pays out just 7% of the revenue it earns from premiums in NSW.

The Sydney Morning Herald reports that since July 2002, just $16 million of $225 million collected in premiums was paid to consumers.

Normally, insurers return between 65% and 80% of premiums on consumer protection policies.

The NSW Government Home Warranty Scheme Board said due to the “long-tail” nature of claims it is too soon to analyse the data.

The inquiry is due to report to the Senate in October.