Queensland motoring body RACQ has organised a campaign to improve the state’s at-fault compulsory third party (CTP) scheme.

Launched yesterday, the Rethink CTP initiative aims to help Queenslanders understand the insurance scheme and provide feedback on ways to improve coverage for injured claimants.

It says many of the state’s motorists do not understand how the CTP scheme works, despite paying about $355 each in annual premiums.

A survey by RACQ revealed 80% either didn’t know they were covered or wrongly believed they could claim from the scheme in certain crash scenarios.

“The evidence is damning,” RACQ spokesman Paul Turner said. “Hundreds of thousands of Queensland motorists pays hundreds of dollars a year for insurance they do not understand.

“We want to hear what the people of Queensland have to say on how to improve our scheme.”

RACQ has long pushed for the state to switch to a no-fault CTP scheme similar to those in most other states.

The initiative will include a “citizens’ jury” made up of about 50 randomly picked Queenslanders to consider public feedback on ways to take the CTP scheme forward.

RACQ says the jury will be run independently.