Shaken about a bit by a “cluster” of six earthquakes early on Saturday morning, the citizens of the New Zealand capital have been warned that insurance will be necessary when – if – the expected super-quake ever hits Wellington.

Surrounded by steep hills and sea, quake-prone Wellington hasn’t experienced a big one since the late 19^th century. But the Earthquake Commission says the Saturday tremors act as a reminder that insurance is necessary to protect people’s possessions against loss or damage.

Insurance should be as important as making sure things can’t topple in a quake, says EQC GM David Middleton. “Property and possessions should be insured.”