Melbourne roads have dominated this year’s AAMI Crash Index as congested intersections and driver distractions contribute to accidents.

Plenty Road in Bundoora in Melbourne’s north-east headed the national list as the worst location, with drivers navigating an area with multiple traffic lights, many entry and exit points, two universities and a tram line.

In Sydney, the Hume Highway in Liverpool is the most accident-prone place, while Gympie Road in Chermside is the most hazardous in Brisbane.

Nine of Australia’s 10 worst car crash locations were in Melbourne last financial year, according to the index, which analysed 340,000 motor claims.

Springvale Road in the city’s east features twice, with locations in Glen Waverley and Springvale averaging eight collision claims every week.

“Congestion, peak hour traffic construction works and busy intersections are commonalities with many of this year’s hotspots,” AAMI Head of Motor Claims Anna Cartwright told insuranceNEWS.com.au.

“We are continuing to see driver distractions as a big issue [and] that has only increased with higher mobile phone use.”

The AAMI Crash Index has ranked accident hotspots for more than two decades, with the longer-term trend showing a reduction in the frequency of accidents.

“This is likely related to stronger policing, such as drink and drug-driving campaigns, as well as car technology improving year on year,” Ms Cartwright says.

Results of the survey are shared with state road ministers and local government to help identify and plan future projects and improve safety.

The other worst capital city locations are the Albany Highway in Cannington, Perth; the Monaro Highway in Hume, Canberra; and Sandy Bay Road in Hobart.