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Gen-Xers are the biggest culprits when it comes to talking on mobile phones while driving, an NRMA Insurance survey reveals.

More than half have admitted to using their mobile phones when driving. The research dispels the myth that Generation Ys are the biggest offenders, with just 37% admitting to doing so, compared with 24% of those over 40.

NRMA spokesman John Hallal says while the insurer was surprised to discover that Generation X scored so high, the figures for all age brackets are a concern.

“Although many mobile phone users do tend to use hands-free technology while driving, the conversation always has the potential to distract the driver from what is happening on the road,” he said.

Men in all age groups (36%) are more likely to chat on the phone while driving than women (29%) – or at least admit to it.