Industry super fund UniSuper has unveiled a series of enhancements to its optional insurance cover, including more death and disability cover at no extra cost.

The improved cover includes a 90% increase in optional death and disablement insurance at no extra cost for members aged under 35, while optional death cover age limits are extended to 75 from 65.

New optional covers, transfer entitlements and spousal rights have also been added to the UniSuper fund, which steers $25.4 billion in investments on behalf of more than 435,000 members.

The changes took effect on July 1 following negotiations between fund administrators and insurance provider Hannover Life Re of Australasia.

Executive Manager of Member and Employer Solutions Chris Davies says all members “stand to benefit with increased cover, more flexibility and the ability to tailor insurance cover to their own needs”.