TAL has upgraded its Accelerated Protection product series, including lower premiums for life and total and permanent disability (TPD) insurance.

It says customers who bundle their cover with TAL will benefit the most.

TAL has also updated 22 medical definitions under its critical illness insurance, and added the ability to apply “double critical illness” on both attached and linked policies.

A continuation option for white-collar occupations has been added to TPD insurance, allowing up to $1 million of “any occupation” cover to continue at age 70 and giving added flexibility, with “double TPD” on both linked and attached policies.

A business expense option has been added within income protection.