Specialist life insurer PPS Mutual has introduced an income protection offering for newly qualified professionals such as doctors, lawyers and accountants.

Professional Choice enables professionals to increase their monthly income protection benefit by a maximum of 50% in any two-year period, without the need to meet additional health or medical underwriting criteria. They must however provide evidence of their increased income.

Eligible professionals must have registered or received their qualification within the last three years, be working a minimum of 20 hours per week, and be generating an income.

“For professionals, time is quite literally money and having to undertake several time-consuming medical assessments within a short period of time is not the best use of that time,” PPS Mutual National Underwriting Manager Gabi Varnier said.

“This offering is also in line with the PPS Mutual philosophy that insurance cover is a long-term proposition.”

PPS offers income protection and other life solutions exclusively to eligible professionals in the medical, commercial and legal fields.