NobleOak Life has topped a Canstar review of the direct income protection market for the third year running.

Its Premium Life Direct Income Protection product achieved the maximum five-star rating to win the “outstanding value” award. Virgin Money’s Income Protection Tailored also secured this award, for a second consecutive year.

Canstar rated 16 products from 14 providers of direct income protection, assessing cost and features. It says NobleOak stood out for its customer-friendly claims terms, and policy benefits and options.

“This shows the consistency and dedication of the NobleOak team to continually provide outstanding value to customers,” Canstar GM Wealth Josh Callaghan said.