AMP has enhanced its wealth protection range, including insurance, to offer more choice and flexibility.

Medical advances and new working practices are changing the way Australians live, according to Head of Product On-Sale for Retail Wealth Protection John Ashton.

AMP is improving its benefits to “help cover more people when it counts”.

Clients can now insure up to 15% of their salaries through a super contributions option, while AMP will help people get back to work after illness or injury with a return-to-employment bonus.

The telephone underwriting service has also been upgraded and opened to all AMP Life insurance offers.

The changes apply automatically for clients.