A UK broker says it has introduced the country’s first insurance policy that covers driverless cars.

Adrian Flux hopes the move will prompt debate and help the nation prepare for the “driverless revolution”.

The policy is designed for consumers whose cars already have driverless elements, such as self-parking, or those thinking of buying a new car with driverless or autopilot features.

GM Gerry Bucke says the policy may even be a global first.

“As the UK continues to invest in driverless research in preparation for the growing market for autonomous vehicles in the near future, we wanted to help provide confidence and clarity around the ongoing debate of: ‘Who is liable?’

“It’s a fantastic starting point for the insurance industry and the policy, like any other, will be updated as both the liability debate and driverless technology evolve.”

The Modern Transport Bill, announced last month, extends compulsory cover to accidents where the car itself, rather than the driver, is at fault – a move the insurance industry welcomed.

The Adrian Flux policy will cover events such as satellite outages that affect navigation systems, or failures of a manufacturer’s operating system or authorised software.

Loss or damage caused by hacking or attempted hacking would also be covered.