The UK Financial Services Authority (FSA) has banned five people and imposed a £150,000 ($260,000) fine on one of them for insurance fraud.

The said the five had acted with “complete disregard” for the interests of their clients or the regulations.

Financial services company director Andrew Jeffery landed the biggest fine for obstructing the FSA investigation by failing to report changes to contacts, and not providing documents or attending meetings.

Another director, Barrie Aspden, was banned from performing any regulated financial services role for acting dishonestly and without integrity. Aspden knowingly used £300,000 ($521,000) of client money to finance an online motor insurance site.

Aspden’s wife Melanie and sister-in-law Gaynor Clayton have been banned for their failure to demonstrate competence and capability as directors. They were not involved in decision-making or financial management but instead delegated these responsibilities to Barrie Aspden, an unapproved person.

The FSA said if the two women hadn’t demonstrated financial hardship they would have each been fined £35,000 ($60,000).

Paul Willment was fined £50,000 ($87,000) and banned from financial services for his failure to demonstrate competence and capability.

Since the start of this year the FSA has banned 14 people for insurance-related failings and imposed fines of more than £500,000 ($868,000).