Industry and government consideration of "partnership arrangements" to solve affordability challenges, such as flood pools and direct subsidies, is the main topic of debate on the latest Insurance News podcast.

As previously reported, the Insurance Council of Australia says it will engage with the federal government to work through options.

This week’s edition of INsight, hosted by Insurance News MD Andrew Silcox, features the observations of chairman Terry McMullan, managing editor John Deex, deputy editor Wendy Pugh and senior journalist Miranda Maxwell.

The panel also talks through accusations that technology is ruining insurance as a public utility, the start of a new era at NIBA, and a crackdown on fraud.

You can find previous episodes of INsight published here.