Auckland-based Delta Insurance has introduced cover to protect individuals and households from cyber-attack losses.

Delta’s Personal Cyber Insurance will initially be available for organisations to offer their employees and customers in conjunction with DynaRisk, a cyber risk-management offering Delta introduced earlier this year.

“Families will be able to significantly reduce their exposure to hackers and online criminals, but organisations will also benefit,” Delta cyber-risk specialist Fred Boles said.

“More and more employees work from home and use their own devices which raises the risk of a device acting as a Trojan horse, bringing harm into the business.”

Delta says the insurance has no excess, limited paperwork and sits on a digital platform for ease of use. It addresses theft of financial assets, attacks on smart devices, viruses, ransomware, identity theft, unauthorised online transactions and theft of digital photographs.